Terms of Use

These Terms of Use govern your access to and use of the website cortrionex.com, operated by Cortrionex SpA, a company incorporated under Chilean law with registered address at Av. Los Carrera 41, Concepción, Chile, and RUT 87.569.802-1. By accessing or using this website in any way, you agree to be bound by these terms. If you do not agree, you should not use this website.

Cortrionex operates as a financial literacy platform. The content published on this site consists entirely of educational and informational material relating to real estate finance, crowdlending structures, fideicomiso arrangements and collective participation models in Chile. Nothing on this website constitutes financial advice, investment advice, legal advice or any form of recommendation to enter into any financial transaction or arrangement.

Nature of the content

All materials on cortrionex.com — including written guides, videos and downloadable documents — are produced for educational purposes only. They are intended to help readers understand how certain financial and legal mechanisms work in the Chilean context. The information is general in nature and does not take into account the specific circumstances of any individual reader.

Cortrionex does not operate investment projects, does not raise or manage funds on behalf of third parties, and does not act as an intermediary in any financial transaction. We do not represent any investment platform, financial institution, real estate developer or crowdfunding operator. Our role is strictly that of an educational publisher.

Readers are responsible for independently verifying any information before relying on it for any purpose. We strongly encourage all readers to consult qualified legal and financial professionals before making any decisions related to real estate finance or investment.

Intellectual property

All content published on cortrionex.com, including text, graphics, layout, downloadable documents and visual materials, is the intellectual property of Cortrionex SpA or is used with appropriate authorization. This content is protected under Chilean intellectual property law and applicable international conventions.

You may access and read the materials on this website for personal, non-commercial educational purposes. You may download materials that are explicitly made available for download. You may not reproduce, distribute, modify, publicly display or create derivative works from any content on this site without our prior written permission, except as expressly permitted by applicable law.

Permitted uses

Sharing links to pages on this website is permitted and encouraged. Quoting brief passages for educational or journalistic commentary, with clear attribution to Cortrionex, is permitted within the bounds of fair use under Chilean law. Any other use requires our explicit written consent, which may be requested at info@cortrionex.com.

Disclaimer of warranties

The content on this website is provided on an "as is" basis. While we make reasonable efforts to ensure accuracy and currency, Cortrionex makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability or suitability of the information for any particular purpose. Financial and legal frameworks change, and there may be a gap between the date content was last reviewed and the current state of the law.

We do not warrant that the website will be available at all times, free from errors or free from viruses or other harmful components. Access to the site may be suspended or interrupted for maintenance, updates or reasons beyond our control.

Limitation of liability

To the fullest extent permitted by Chilean law, Cortrionex SpA and its directors, employees and contributors shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of or reliance on any content on this website. This includes, without limitation, any financial loss, loss of data, loss of opportunity or reputational damage.

Nothing in these terms limits liability for fraud, willful misconduct or any other liability that cannot be excluded under applicable Chilean law.

External links

This website may contain links to external websites for reference purposes. These links are provided for convenience and do not constitute an endorsement of the linked site or its content. Cortrionex has no control over external websites and accepts no responsibility for their content, availability or privacy practices. Accessing any external link is at your own risk.

User conduct

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit anyone else's use of the site. You must not attempt to gain unauthorized access to any part of the website or its underlying systems, upload or transmit any harmful content, or use the site in any way that could damage its functionality or reputation.

Governing law and jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the Republic of Chile. Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the competent courts of Concepción, Chile, unless applicable law provides otherwise.

Amendments

We reserve the right to modify these Terms of Use at any time. Changes will be reflected by updating the "Last updated" date. Your continued use of the website following any amendment constitutes your acceptance of the revised terms. We recommend reviewing this page periodically.

Contact

Questions about these Terms of Use may be directed to info@cortrionex.com or to our postal address at Av. Los Carrera 41, Concepción, Chile.